Medicare Explained

 Medicare IRMAA (Income-Related Monthly Adjustment Amount) for 2026 adjusts premiums for Part B and Part D based on your 2024 tax return, with higher incomes paying more, starting above $109,000 (single) or $218,000 (joint) for the standard Part B premium, with surcharges increasing in brackets up to around $690/month for the highest earners, plus Part D costs. The standard Part B premium is $202.90, with surcharges adding to this, and the Part D IRMAA is added to the plan's premium. Key Details